Why APS Payments?


APS Payments Wants to Educate You

There is a lot to consider when looking for the best integrated credit card processor for your business. Most merchants agree that it is important to get the best rates, but there is a lot more to consider.  Merchants need their merchant service provider to be their trusted friend and guide through the payments industry.  If you do not understand your bill, we will educate you on how you are currently priced. 

Credit card and payment processing are just a small part of the APS Payments solutions-driven model.  APS Payments is a FinTech and we pride ourselves on being credit card industry experts.  We work diligently to get you the lowest credit card processing rates, reduce your risk, and provide the best solutions for your business.   We provide trustworthy service for every business and every payment. What’s more, we do this all at a negative cost to your company. When it comes to payments, don’t settle for less than APS!

The APS Payments Difference

  •  Rate Savings and Fee Reduction 
  • Level 3 payment processing 
  •  Additional cost savings with American Express OptBlue program
  •  Next day funding for improved cash flow 
  •  Daily, automatic batch reporting 
  • Secure 24/7 online transaction reporting
  • No application installation, set-up, or maintenance fees
  •  No-cost PCI-DSS compliance assurance
  •  International payment processing
  • Simple and seamless integration
  • Security that you can trust

Read Top 12 Features to Look for in an Integrated Credit Card Processor


In business for 11+ years.


We currently process in 22 countries, and growing.


Ranked as a Top 100 Acquirer in the United States by the Nilson Report.

Award Winning

Recognized by Inc. 5000 in 2017 & 2018


Integrated into many popular ERP & eCommerce platforms


96% would recommend.


Customers Say It Best!

After 18 months of working with 3 different credit card processors and NetSuite, Navigant, and Cybersource, we finally had our first Level 3 P-Card transaction process at the fully discounted rate! This saves us currently a couple thousand dollars per month in credit card processing fees. Thank you Jamie for referring the credit card processor, APS, who was able to get us the solution we needed! Finally we have a credit card processor who not only knows their business, but has great customer service from the very beginning!
Jennifer Bernitt
“APS provided the best rates, next day funding, and an integration that had the same look and feel of Sage 100 - exactly what Go Home was looking for.”
Eric Esterkin, COO
Go Home Ltd
We are very happy with APS. We signed up with APS and are very happy with their services. Changing over from our previous merchant services was easy with their expert help! We will continue with APS for our merchant credit card services!
Julie Hurst
Great Highway Inn
I wanted to reach out to you to let you know about the outstanding level of customer service the APS Payments team provides. I have received excellent customer service from every single one of the APS Payments team members. Customer service was one reason we ultimately went with APS Payments, and I can say we have been extremely pleased each time
Eric Brooks
Four State Trucks

Get StartedSave time and money with integrated credit card processing from APS Payments.